Financial Planning Services
From a Trusted Advisor
We offer financial planning and investment management services to clients who want to work with a trusted financial advisor in an on-going professional relationship.
Most of our clients initially come to us for help with their investments because they are uncomfortable managing their investments and they want independent, fee-only, and professional guidance.
Services and Process: Getting Started
We carefully review our client's financial situation and then recommend appropriately balanced and well diversified portfolios that are consistent with:
- their personal objectives,
- their personal ability to bear investment risks, and
- their personal willingness to bear investment risks.
With the client’s approval of our recommendations, we then consolidate, allocate, and manage their investments through low-cost, no commission Fidelity Institutional Brokerage Services. Our suggested portfolios include low-cost and passive DFA funds for reasoned access to the returns of the capital markets (see www.us.dimensional.com).
When the client has an appropriately balanced and well diversified portfolio in place, we review their portfolio on a regular basis, tax harvest when appropriate, and re-balance it as necessary.
After the investments are allocated, we offer to work with clients in a broad range of financial planning issues, including retirement planning, tax planning, risk management planning, and estate planning.
Follow Up Review
When the client has an appropriately balanced and well diversified portfolio in place, review their portfolio on a regular basis, tax harvest when appropriate, and re-balance it as necessary.